Money

How splitting works

Add what you spent. Daawat works out who owes who.

Daawat does not hold or move money. It records what was spent, works out each household's share, and reduces the result to the smallest set of payments that clears everyone.

Expenses
Shares
Balances
Transfers
Settled

Anyone attending can add an expense. Everything after that is worked out for you and updates whenever something changes.

The arithmetic

  1. 1

    Everything spent is added up

    Each expense records who paid, which is what they are owed back.

  2. 2

    The total is divided into shares

    Either evenly per household, or by how many people each household brought.

  3. 3

    Paid minus share gives a balance

    A positive balance means money comes back to you. A negative one means you owe.

  4. 4

    Balances become transfers

    The largest debtor is paired with the largest creditor and so on down the list, which produces the fewest possible payments.

$90 across three households

Ayesha paid gets back $60
Omar owes $30
Bilal owes $30

Ayesha spent the whole $90. Her own share is $30, so $60 comes back to her as two payments.

What is and is not counted

  • Anyone attending can add an expenseNot just the host. Whoever bought the drinks records it themselves and is owed for it.

  • Only guests who said yes carry a shareA maybe or a no is not included in the split.

  • Households pay as oneA family of five is a single line on the balance sheet with a single amount.

  • Spare cents are distributedWhere a total will not divide cleanly, the leftover cents go one at a time to whoever was rounded down furthest, so the shares add back to the exact total.

  • Balances update immediatelyAdd an expense, change a headcount or exclude someone and every figure recalculates. There is no closing step.

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